Terms of Service — fendfee

These Terms govern your use of fendfee. 1. Electronic agreement — By creating an account, checking each required confirmation, or using the service, you enter into a binding electronic agreement. At registration we record the versions you accepted, the acceptance time, trusted country signal, IP address, and user agent. Keep a copy of these Terms for your records. 2. Eligibility and restricted jurisdictions — You must be at least 18, have legal capacity, and use fendfee only for yourself. You must not access or use fendfee while located in or ordinarily resident in the United States, Türkiye, North Korea, Iran, Syria, Cuba, Crimea, or any other jurisdiction or territory where the service, an associated exchange, or the relevant activity is prohibited by law, sanctions, exchange terms, or a notice from us. You must not use a VPN, proxy, remote device, nominee, false information, or another person to hide or evade your location, identity, or eligibility. Citizenship alone does not determine eligibility; actual location, residence, applicable law, sanctions, and partner requirements may all matter. 3. What fendfee does — fendfee operates a referral and conditional cashback service. We may receive affiliate compensation from independent exchanges and may share part of eligible, reconciled compensation with users. fendfee does not open, operate, manage, or control your exchange trading account; does not execute trades; does not hold or control assets in your exchange trading account; and does not recommend any asset, exchange, strategy, leverage level, or transaction. An exchange relationship or listing is not an endorsement of that exchange. 4. Accounts and security — You must provide complete and accurate information, maintain only one account unless we approve otherwise in writing, protect your credentials and two-factor authentication, and promptly report suspected compromise. You are responsible for activity conducted through your account to the extent permitted by applicable law. 5. Conditional rebates — Displayed rebate rates are maximums or estimates unless expressly identified as final. Eligibility, attribution, trading volume, fees, exclusions, partner reporting, reconciliation, anti-fraud review, partner payment, exchange terms, and continued partner relationships affect whether and when a rebate is credited. A displayed pending amount is not an unconditional debt or withdrawable balance. Rates and program terms may change prospectively. No rebate, approval, availability, value, or payment time is guaranteed. 5A. What your fendfee balance is, and is not — Your fendfee balance is a record of a conditional claim against fendfee, denominated in US dollars. It is not money, electronic money, or crypto held, stored, safeguarded, or managed for you, and it is not a deposit. fendfee does not accept deposits and provides no facility to send us funds or crypto: nothing of yours ever passes to us. The balance arises only from fendfee's own promise to share eligible partner compensation, and any payout is made from fendfee's own reserves to discharge fendfee's own obligation to you. fendfee is not a bank, a payment institution, an electronic money institution, a system operator, an exchange, a broker, a custodian, or an investment adviser, does not hold itself out as any of these, and provides no payment, transfer, custody, or exchange service to you or to anyone else. Words such as "balance", "wallet", "payout", and "withdrawal" are used in their ordinary commercial sense to describe this claim and its settlement, and are not a representation that any regulated service is provided. 6. Withdrawals — The current minimum withdrawal is 10 USDT and the current payout rail is USDT on BEP-20 (BSC). Each request is manually reviewed. We may request identity, source-of-funds, account-control, wallet-control, tax, sanctions, or exchange-attribution evidence when reasonably necessary. Review, partner reporting, blockchain fees, congestion, address errors, exchange action, and network settlement can delay or prevent payment. A blockchain transfer generally cannot be reversed; you must verify the network and address. 7. Trading and third-party risk — Crypto assets and leveraged products are highly volatile. You can lose all capital and, depending on the exchange's terms and the product, incur losses beyond your initial deposit. Rebates reduce some eligible fees only after reconciliation; they do not make trading profitable or reduce market, liquidation, counterparty, operational, cybersecurity, regulatory, tax, or custody risk. Partner exchanges are independent third parties with their own terms, KYC, fees, systems, and dispute processes. 8. Prohibited use — Fraud, manipulation, wash trading, self-referral, duplicate or nominee accounts, sanctions evasion, money laundering, terrorist financing, abuse of promotions, false documents, automated interference, unauthorized access, and any unlawful or exchange-prohibited activity are forbidden. You must not use fendfee on behalf of another person or transfer an account without written approval. 9. Suspension and termination — We may restrict, suspend, investigate, or close an account when reasonably necessary to enforce these Terms, protect users or partners, address fraud or security risk, comply with law or a valid authority request, or respond to an exchange's eligibility decision. Where legally permitted, we will explain the reason and provide a route to contact support. Closure does not erase accrued rights, unresolved liabilities, or records that law permits or requires us to retain. 10. Taxes and law — You are responsible for determining and meeting your own tax, reporting, licensing, and legal obligations. Access being technically available does not mean use is lawful in your location. A disclaimer, checkbox, language choice, or statement that fendfee is a referral service does not authorize prohibited activity or remove any non-waivable duty imposed on fendfee. 11. Availability and liability — The service is provided on an "as available" basis. To the maximum extent permitted by applicable law, fendfee is not liable for indirect, incidental, special, punitive, or consequential loss, trading loss, liquidation, exchange failure, network failure, or loss caused by inaccurate wallet or UID information. Nothing in these Terms excludes or limits liability for fraud, wilful misconduct, gross negligence, or another liability or consumer right that cannot lawfully be excluded or limited. 12. Changes and severability — We may update these Terms for legal, security, partner, or service changes. Any change applies only from its effective date and never retroactively to a rebate already approved as available in your balance. We will notify you of a material change before it takes effect and will require renewed acceptance where the change materially affects your rights. If you do not accept a material change, you may close your account and request withdrawal of your available balance under the ordinary withdrawal conditions; we will not treat that refusal as a breach. We do not claim a right to change these Terms unilaterally to your detriment where applicable law does not permit it. If a provision is unenforceable, it will be limited only to the minimum extent necessary; the remaining provisions continue. Failure to enforce a provision once is not a permanent waiver. 13. Your mandatory rights and where you can bring a claim — Nothing in these Terms removes a right that the law of your country of habitual residence gives you and does not allow you to give up in advance, and nothing here removes your right to bring a claim before a court that the law of your habitual residence makes competent for consumers. If any term conflicts with such a mandatory rule, that rule prevails and the term does not apply to you to that extent. We do not ask you to accept an exclusive foreign court or an exclusive foreign law in place of those protections. You can always contact [email protected] first; using support is not a precondition to exercising a legal right.