AML / KYC Policy — fendfee

fendfee applies risk-based financial-crime, sanctions, fraud, and account-integrity controls appropriate to the service it actually provides. This policy does not claim that fendfee is licensed as a bank, exchange, broker, or custodian. Identity and account control — Staff may request a government-issued identity document, proof of address, exchange-account evidence, wallet-control evidence, source-of-funds information, or an explanation of activity when account behavior, withdrawal size, attribution records, sanctions risk, fraud indicators, a partner request, or applicable law reasonably requires additional review. fendfee does not claim routine automated identity verification or an automated third-party KYC provider. Jurisdiction and evasion controls — Registration and partner redirects are refused when trusted edge-country signals identify a blocked country. Technical controls are imperfect and do not replace the user's continuing duty to provide accurate information and avoid restricted access. VPN, proxy, remote-device, nominee, identity, sanctions, or location evasion is prohibited. Review and action — Every withdrawal is manually reviewed against the available account ledger and risk information. We may request more information, delay review, reject a transaction, restrict an account, preserve records, or terminate access when reasonably necessary for security, fraud prevention, partner requirements, sanctions, or applicable law. We do not promise that every suspicious pattern will be detected. Authorities and reporting — We preserve and disclose information, cooperate with competent authorities, and make reports only where applicable law requires or permits it. Nothing in this policy transfers a non-waivable legal obligation from fendfee to the user or makes otherwise unlawful activity lawful.